Phone Scripts
Lines that work on any call, from "could you say that more simply?" to asking for a supervisor.
From the Nothing Owed channel
The Stop Paying List
A large-print checklist of bills, fees, premiums and taxes you may be able to reduce, remove or skip after 60. With who to call, and exactly what to say.
Launch price until December 31, 2026
Price: $29.99
Regular price: $49.99
One-time payment in USD. No subscription.
Checkout is not connected yet.
- Instant PDF download
- 74 large-print pages
- Secure checkout by Gumroad
Sound familiar?
You're careful with money. The bills still creep up.
- My bills keep going up, and I'm not always sure why.
- I've heard there's help with Medicare costs, but the rules make my head spin.
- I'm still paying for things I signed up for years ago.
- I don't know who to call, or what to say when I get through.
- I worry about scams, so I'd rather not call anyone at all.
This book turns all of that into a short list of checks. One page at a time, in large print, with the words to use on the phone.
How it works
Small checks, not more paperwork
Each chapter is one check: what it is, where to look in your state, four small steps, and a phone script. Tick the box when it's done.
- Property tax relief
- Medicare premium help
- Prescription costs
- Utility assistance
- Bank and card fees
- Phone, internet and TV
What's inside
12 chapters, one check each
- 1Where Your Money Goes After 60A 10-minute bill review to find your first call.
- 2Property Tax ReliefExemptions you usually have to apply for, and where to ask.
- 3Medicare Premium HelpThe state programs that may pay your Part B premium.
- 4Mortgage Insurance (PMI)The 80% and 78% rules for dropping PMI.
- 5Utility AssistanceHeating, cooling and weatherization help, state by state.
- 6Free Tax HelpIRS-backed volunteer programs, including one for people 60+.
- 7Insurance You May No Longer NeedFour questions to ask of every policy before you renew.
- 8Bank and Card FeesThe fees to circle, and the overdraft setting to check.
- 9Phone, Internet and TVReading the bill line by line, and the Lifeline discount.
- 10Vehicle, Licence and TransitHalf-fare transit rules and questions for your car insurer.
- 11Prescription CostsExtra Help, the 2026 cap and the insulin limit.
- 12Required Withdrawals and DeadlinesThe dates that cost money when they're missed.
Look inside
Large print. One idea per page.
Tap a page to see it bigger.
- 74pages
- 12chapters
- 89tick boxes
- 4bonuses
- 30day plan
Included at no extra cost
Plus 4 bonuses inside
Myths vs. Facts
Seven common beliefs that keep people from asking, checked against official sources.
Questions people ask
Plain answers to "what if they say no?" and "someone called me, is it real?"
Printables
A fridge summary of all 12 checks, and a 30-day tracker with one small step a day.
Honest fit
Is this for you?
Yes, if you…
- are 60 or older in the U.S., or help a parent who is
- want a clear list, not a thick manual
- like large print and room to write
- would rather know what to say before you pick up the phone
Not for you if you…
- want personal legal, tax or financial advice
- expect a guaranteed amount of savings
- live outside the United States
- already review every bill and program each year
Questions
Frequently asked questions
What exactly do I get?
A 74-page PDF ebook in large print (18-point text), sized for US Letter paper. You can read it on a tablet or computer, or print the pages you need. You download it straight after paying.
Is this from the government?
No. Nothing Owed is an independent YouTube channel. We are not connected to Medicare, Social Security, the IRS or any government agency. The book points you to the official offices and websites to contact.
Will this save me money?
It may, but we can't promise it. Every check is a question worth asking. Rules vary by state, and what you qualify for depends on your situation. The book is general information, not legal, tax or financial advice.
Is it easy to read?
Yes. Body text is 18 point, with high contrast, short sentences and one idea per page. Each chapter ends with four steps, a phone script and a tick box.
Where do the facts come from?
Every fact in the book was checked against official government sources in October 2026, and the source is listed for every claim. Rules change, so the book also tells you which office to check with before you act.
How do I get the book after paying?
You can download the PDF straight after paying, and Gumroad emails you a receipt with your download link, so you can get it again later. Any trouble? Email digimoneyking@gmail.com.
Can I get a refund?
Because the book is an instant digital download, all sales are final. Please look at the contents and the sample pages above before you buy.
Start with one check
Get The Stop Paying List today
Pick one chapter. Make one call. Tick one box.
Launch price until December 31, 2026
Price: $29.99
Regular price: $49.99
One-time payment. Instant PDF download. Secure checkout by Gumroad.
Checkout is not connected yet.